The post XRP Price Prediction: Can XRPL Growth Push XRP Toward $5? appeared first on Coinpedia Fintech News

XRP has more than one catalyst to watch, and the latest developments are giving bulls plenty to discuss. Tokenized real-world assets (RWAs) on the XRP Ledger (XRPL) reportedly stand near $5 billion, Ripple’s RLUSD stablecoin is expanding to Coinbase, and XRP futures trading volume has reached a seven-month high. Still, none of that guarantees the …

The post Coinbase MiCA Stablecoin Restrictions: 14 Assets Face October Deadline appeared first on Coinpedia Fintech News

Coinbase is putting European stablecoin holders on the clock. The exchange’s MiCA compliance measures require users in the European Economic Area (EEA) to withdraw 14 restricted crypto assets before October 30, 2026, or risk having their remaining balances automatically converted into USDC. For affected users, the deadline isn’t just another policy update. It’s a decision …

The post Binance Stablecoin Reserves Hit One-Year Low at $41.6 Billion appeared first on Coinpedia Fintech News

Stablecoin reserves on Binance have fallen to a one-year low of $41.6 billion, with $6.3 billion leaving the platform since April 2026. The decline reflects weakening liquidity across major crypto exchanges as investors remain cautious. Binance’s stablecoin market capitalization has dropped 4.7% over the past 90 days, while monthly netflows average $62 million in outflows. …

The post GENIUS Act Stablecoin Regulation: Why the OCC’s Final Rule Is Critical appeared first on Coinpedia Fintech News

The U.S. Department of Treasury’s NPRM on payment stablecoin issuance, offer, and sale (RIN 1505-AC95) closed its public comment window today, October 19, 2026. The 87 questions Treasury asked the industry to weigh in on span issuer licensing, foreign stablecoin access, reserve composition, and exchange due diligence requirements. What closes today is the comment window, …

The post Stablecoin Market Cap Recovers $4B but Remains Below Previous Levels appeared first on Coinpedia Fintech News

The stablecoin market is showing signs of recovery after losing $14 billion in market capitalization since May. Since September, the market cap has increased by $4 billion to around $270 billion. The rebound indicates that liquidity is gradually returning to the crypto market, but the pace remains limited. Stronger stablecoin inflows could provide additional liquidity …

The post Morgan Stanley Launches Digital Asset Lab to Test Stablecoins and DeFi appeared first on Coinpedia Fintech News

Morgan Stanley has established a Digital Asset Lab to test blockchain applications including stablecoins, tokenization and DeFi. Bloomberg reported that the lab will also explore tokenized deposits, CBDCs, money-market funds and DeFi vaults. The initiative is part of Morgan Stanley’s existing innovation lab network and allows employees to test emerging technologies separately from core systems. …

The post Citi Partners With Coinbase to Enable Stablecoin Payments appeared first on Coinpedia Fintech News

Citigroup has partnered with Coinbase to enable stablecoin payments for institutional clients. Citi’s corporate customers will be able to accept stablecoins through its merchant-processing services, convert fiat into crypto or stablecoins, make on-chain payments and convert funds back to fiat. Citi operates across 94 markets and more than 300 clearing systems, while Coinbase has about …

The post USDT0 Targets $20M Transfers as Ethereum-Tron Liquidity Grows appeared first on Coinpedia Fintech News

USDT0 is pushing deeper into cross-chain stablecoin infrastructure, with more than 80% of its USDT route volume now moving between Ethereum and Tron. The project says liquidity on that pathway is increasing as it targets a maximum single-transaction size of $20 million. The move is aimed at making larger transfers faster and reducing downtime on …

The post USDT Holders De-Risk as Ethereum Fees Hit Lows appeared first on Coinpedia Fintech News

Ethereum is showing a strange split right now. Per Santiment data, on the Ethereum chain USDT has lost 251,350 non-empty wallets over 11 days, marking its steepest short-window decline since the post-FTX market upheaval in December 2022. At the same time, Ethereum fees have fallen to just $0.095 per transfer. USDT Wallets Are Shrinking Fast …

The post Arc Mainnet Launch Brings 10B ARC Mint Into Focus appeared first on Coinpedia Fintech News

Arc mainnet is now live, and Circle isn’t exactly starting small. The open Layer 1 blockchain for financial markets and agentic activity launched with more than 100 applications and over 100 institutions and ecosystem builders already live. Arc Mainnet Lands With Major Validators The founding validator list includes BlackRock, DTCC, Galaxy, ICE, Mastercard, SBI Group, …