Fintech Future: The Digital DNA of Finance by Sanjay Phadke all set to be published- announces SAGE India.

A book that discusses major issues with the ongoing banking and financial system, financial crisis globally, inequality eating in democratic and capitalism; Fintech Future: The Digital DNA of Finance, is all set to get published by SAGE India.

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On 27th March, Shaktikanta Das, Governor of Reserve Bank of India delivered an emergency package considering the damaged Indian economy and market. The package included reduced interest rates to record lows. The closing message of the package was ‘Go Digital’- said author Sanjay Phadke, while announcing the release of the book.

The book includes stories of Fintech startups that were successful all the way from Silicon Valley to Indian cities creating new financial services along with a foreword from T.V. Mohandas Pai a Padma Shri Awardee. 

The author further added that due to the ongoing lockdown due to the pandemic of COVID-19 in India as well as globally has changed the future fundamentally. 

He said,

“When Fintech Future was readying for release in early 2020, I thought about this book more like a faraway future or at least a medium-term like a few years. That’s why I had put the afterword with space travel. The events last month, however, have sent shocks all over the planet, and in a way fast-forwarded the future. With social distancing and careful networking becoming a new norm, notes as a medium of exchange hardly remain relevant, and so do bank cheques.”

Further, he added the importance of RBI Governor’s decision ongoing digital, one of the first to make the banking system and population go virtual. The initiative of going digital was taken by starting e-wallets that over time started trending with banks and mobile phones that embraced Fintech and the Big Techs (Microsoft, Apple, Amazon, Alibaba & others). By doing so almost all aspects of life were made digital. Coronavirus brings forward the future of finance in one go. The long form of the book title, the Digital DNA of Finance was rather unimaginative, as everyone hunts for the evasive RNA based virus. The physical world is fast looking for a similar antivirus in cybersecurity applications. While there will be short term solutions like vaccines, lasting changes will come through healthier lifestyles and increasingly digital approaches to life. This book chronicles the increasing coupling of technology and finance, zooming into the future with AI/ML, Blockchain that may already be upon us.

On the other hand, Padma Shri Awardee, T.V.Mohandas Pai, who was also former CFO and Board Member of Infosys, in his foreword, writes:

“Through his unique style of writing inspired from his passion for finance and technology, Sanjay has woven a fintech web which will keep the readers hooked. The book talks about the evolution of money and why this evolution is so important for humanity. Thanks to the author’s background in both areas, this book can serve as a basic primer reading to prepare the user for a tech-laced future of finance for non-individuals, organizations and governments.”

About SAGE India 

Founded by Sara Miller McCune in 1965, SAGE supports the communication of usable knowledge to educate a global community. SAGE is a leading international provider of innovative, high-quality content publishing more than 1000 journals and over 800 new books each year, spanning a wide range of subject areas with the location of its principal offices in Los Angeles, London, New Delhi, Singapore, Washington DC and Melbourne. 

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Qadir AK

Qadir Ak is the founder of Coinpedia. He has over a decade of experience writing about technology and has been covering the blockchain and cryptocurrency space since 2010. He has also interviewed a few prominent experts within the cryptocurrency space.

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