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Primerica Reviews : A Better Business Bureau to Invest Money

Primerica Review


Love it or hate it, multi-level marketing is a big business. Joining a network marketing company is appealing to many since it provides freedom and flexibility, plus the assurance of big earning potential. But experts suggest proceeding with caution if you’re thinking to join . While it might be possible to earn a decent profit if you’re a genius salesperson, or else few people actually end up losing money.

One of the network marketing company that caught my radars is – Primerica

Well, I have collected all the details of the platform and presented to you in the form of a review article.

What is Primerica?

Primerica was established in 1977 and headquartered in Duluth, Georgia. It is a financial planning services company that uses a Multilevel marketing business model to provide various services.

The main objective of the firm is to help families earn more profits and become financially independent and debt-free. Additionally, the company generates $1.34 billion annual global revenue, ensures over 4 million people, and is listed on the New York Stock Exchange.

Primerica MLM Products

Primerica’s life insurance and financial services products include:

  • Term Life Insurance
  • Mutual Funds
  • Segregated Funds
  • Annuities
  • Manages Accounts
  • Long Term Care Insurance
  • Legal Services
  • Auto Insurance
  • Homeowners Insurance
  • Credit Monitoring
  • Debt Management Plans

Primerica Business Plan

The company follows a level business structure. This pays an equal percentage of commissions from downline sales to all qualifying Primerica agents. The unilevel business plan is designed to grab recruits by steering away from rank-based commissions and toward recruitment-based commissions.
Moreover, to earn a higher commission on sales, agents need to be licensed. Further, you are considered to be at the representative level in the pay structure.

The company states that :

It is a nice chance for individuals from all walks of life to attain their dreams’. If you’re trying to find monetary freedom then they claim ‘Primerica is that the company which will assist you to discover that freedom.

Further, you can make money by selling mutual funds, life insurance, and debt management products. However, the earnings depend on how well you generate sales. Don’t worry if you’re not a salesperson, Primerica has ‘a time-tested method of building a business and earning a potentially unlimited income’. They ensure that you get insurance and securities licensing to succeed in maximum income levels.

How Much Does Primerica Cost?

Basically, to become a Primerica agent, you need to pay $99. To remain in the online support system, there is an extra subscription fee of $25 per month. This is for the United States. In Canada, the price to become an associate agent is $103.95. The online support system subscription fee is $28 per month.

However, if you’re not licensed to sell securities and insurance once you join the company, you need to expect fees associated with receiving your license. Moreover, the insurance license fees differ by state and may include both filing fees and renewal fees to keep your licensure.

Even for a securities license, the prices vary by state. There are federal laws that you need to follow to receive and maintain your license. The company provides restricted promotional materials, therefore you need to make most of this on your own. This can price you to make and print your materials. If you work in a commercial office, the associated prices additionally fall onto your shoulders.

Final Verdict

Overall, The firm has great corporate culture and a solid objective. The best part is the company was recognized as one of America’s 50 Most Trustworthy Financial Companies by Forbes Magazine. Thus, if you’re looking for term life insurance, you might find a better option elsewhere.

Hope you found the review worth reading.

Also, read  on  Amway | Avon | Young Living

What is your opinion on this Primerica review? Share your thoughts in our comments section. Share your views on our Twitter and Facebook pages. Also, read the reviews of some more earning sites.


Can I trust Primerica?

It is an MLM company, thus, their claims cannot be trusted. They need to “recruit, recruit, recruit”. So, check their financial reports of the year for a reliable source of information. 

Is Primerica a pyramid scheme?

they are very similar to the traditional broker/dealer -> agent model of insurance, real estate, and mortgage brokers. The commission overrides only reach a small number of generations deep. For any agent to be paid any commissions require official state government licensing in any product type they intend to offer. They do recruit other agents, but so does EVERY insurance agency and EVERY mortgage broker and EVERY real estate broker. Are those pyramid schemes?
So realistically, there is no way its an illegal pyramid scheme, although much like typical business hierarchy, it is pyramid-shaped.

What are some tips for being successful when doing Primerica?

Follow the system. Attend all trainings. Be a Learn it all. Be coachable. Love people first (build relationships) and the money will follow.





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QD club is a Bitcoin billionaire community of Crypto Analyst, News Writers, and Cryptocurrency Investors. It is a research-oriented club which is gently in the process of compiling reviews on MLM companies.

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