Earning sites

Primerica Reviews: A Better Business Bureau to Invest Money

Love it or hate it, multi-level marketing is big business. Joining a network marketing company is appealing to many since it provides freedom and flexibility, plus the assurance of big earning potential. But experts suggest proceeding with caution if you’re thinking to join . While it might be possible to earn a decent profit if you’re a genius salesperson, or else few people actually end up losing money.

One of the network marketing company that caught my radars is – Primerica

Well, I have collected all the details of the platform and presented to you in the form of a review article.

What is Primerica?

Primerica was established in 1977 and headquartered in Duluth, Georgia. It is a financial planning services company that uses a Multilevel marketing business model to provide various services.

The main objective of the firm is to help families earn more profits and become financially independent and debt-free. Additionally, the company generates $1.34 billion annual global revenue, ensures over 4 million people, and is listed on the New York Stock Exchange.

Primerica MLM Products

Primerica’s life insurance and financial services products include:

  • Term Life Insurance
  • Mutual Funds
  • Segregated Funds
  • Annuities
  • Manages Accounts
  • Long Term Care Insurance
  • Legal Services
  • Auto Insurance
  • Homeowners Insurance
  • Credit Monitoring
  • Debt Management Plans

Primerica Business Plan

The company follows a level of business structure. This pays an equal percentage of commissions from downline sales to all qualifying Primerica agents. The Unilevel business plan is designed to grab recruits by steering away from rank-based commissions and toward recruitment-based commissions.

Moreover, to earn a higher commission on sales, agents need to be licensed. Further, you are considered to be at the representative level in the pay structure.

The company states that :

It Is A Nice Chance For Individuals From All Walks Of Life To Attain Their Dreams’. If You’re Trying To Find Monetary Freedom Then They Claim ‘Primerica Is That The Company Which Will Assist You To Discover That Freedom.

Further, you can make money by selling mutual funds, life insurance, and debt management products. However, the earnings depend on how well you generate sales. Don’t worry if you’re not a salesperson, Primerica has ‘a time-tested method of building a business and earning a potentially unlimited income’. They ensure that you get insurance and securities licensing to succeed in maximum income levels.

How Much Does Primerica Cost?

Basically, to become a Primerica agent, you need to pay $99. To remain in the online support system, there is an extra subscription fee of $25 per month. This is for the United States. In Canada, the price to become an associate agent is $103.95. The online support system subscription fee is $28 per month.

However, if you’re not licensed to sell securities and insurance once you join the company, you need to expect fees associated with receiving your license. Moreover, the insurance license fees differ by state and may include both filing fees and renewal fees to keep your licensure.

Even for a securities license, the prices vary by state. There are federal laws that you need to follow to receive and maintain your license. The company provides restricted promotional materials, therefore you need to make most of this on your own. This can price you to make and print your materials. If you work in a commercial office, the associated prices additionally fall onto your shoulders.

Recent updates

Users seem to have a good Primerica Review with regards to its Stock investment and Business returns.

$175,00 are being Donated by the Primerica Foundation as the COVID-19 Fund Relief through U.S. Centers for Disease Control and Prevention (CDC) Foundation, American Red Cross, Community Foundation of Northeast Georgia and United Way of Greater Atlanta ‘

‘ Primerica is in Synchronization with the coronavirus situations, on the account of which the resource team has Organised friendly work from home structured so that the clients don’t face any issues. Live Video streaming and other possible technical arrangements have been made aiming 130,000 life insurance licensed representatives and other resources’

What does Primerica Stock say?

The current selling out dividend of the company is $0.4 per share.  The PRI Stocks Price Change around -$40 to -$48 so far this year. The Company has a Life Insurance industry’s yield of 0.82% and the S&P 500’s yield of 2.66%. In the past 5 years, the company has increased its dividend to 5 times from  $1.60 to 17.6%.

With Regards to the  Zacks Consensus Estimate for 2020, the shares may go up to $9.48 per share. The Year 2020 seems to have extreme growth for Primerica company.

Final Verdict

Overall, The firm has a great corporate culture and a solid objective. The best part is the company was recognized as one of America’s 50 Most Trustworthy Financial Companies by Forbes Magazine. Thus, if you’re looking for term life insurance, you might find a better option elsewhere.


How Safe is Working with Primerica?

Calculative reviews of users say that: Primerica is not a Ponzi Scheme or a Scam like a pyramid scheme. It is a Genuine finance generation company that can help an individual make alternative earning.

Can we make real money with Primerica? 

You Can Sell Primerica’s Insurance, mutual funds, and Debt management products. Primerica’s business plan offers guidings and amazing returns.

Can I trust Primerica?

It is an MLM company, thus, their claims cannot be trusted. They need to “recruit, recruit, recruit”. So, check their financial reports of the year for a reliable source of information.

What are some tips for being successful when doing Primerica?

Follow the system. Attend all training. Be a Learn it all. Be coachable. Love people first (build relationships) and the money will follow.

I hope you found the review worth reading.

What is your opinion on this Primerica review? Share your thoughts in our comments section. Share your views on our Twitter and Facebook pages. Also, read the reviews of some more earning sites.





Products and Services


Business plan



  • Amazing Business plan
  • Good Products and Services
  • Better Financial stability


  • No permanent policies
Review Date
Reviewed Item
Primerica Insurance scheme
Show More


QD club is a Bitcoin billionaire community of Crypto Analyst, News Writers, and Cryptocurrency Investors. It is a research-oriented club which is gently in the process of compiling reviews on MLM companies.

Related Articles

Leave a Reply

Your email address will not be published. Required fields are marked *

4 + seven =

Back to top button